Apply Now
Calculators

Articles

8 Things To Know About Buying A Second Home featured image
Table Talk

8 Things To Know About Buying A Second Home

You can afford a second home, let us show you how! Now that low interest Canadian mortgage rates are readily available, it seems like the perfect time to invest in a second home. Here’s what you need to know before investing in a second property. Things to Know About Buying a Second Home 1) Do your research…

Mortgage Documents featured image
Table Talk

Mortgage Documents

What paperwork do I need in order to apply? Applying for a mortgage or mortgage pre-approval can often require a lot of paperwork. Instead of scrambling at the last minute, begin organizing all of the necessary documents now. This will ensure that you’re better prepared when it comes time to close the deal. Documents For Your Mortgage…

There’s Been a Mistake! How to Deal With Errors in Your Credit History featured image
Bad Credit Counselling

There’s Been a Mistake! How to Deal With Errors in Your Credit History

Your credit score is an evaluation of your borrowing history and is a key component in determining if a lender is willing to grant you a loan or mortgage. So what happens when you think you’ve been a reasonable borrower but that’s not reflected in your credit score? Read on to find out how to…

How Do Lenders Use Your Credit Score? featured image
Bad Credit Counselling

How Do Lenders Use Your Credit Score?

In Canada there are two credit bureaus that track your credit behaviours and calculate a corresponding credit score; these are Equifax Canada and Transunion Canada. Your credit score is made available to companies that are considering lending you money so they can determine, from your past behaviours, how much of a lending risk you present….

Why is Good Credit So Important? featured image
Bad Credit Counselling

Why is Good Credit So Important?

Credit repair can be a stressful endeavor and many people vow to swear off using credit altogether to avoid getting themselves into another mess. It used to be that getting credit was an exception to the norm and people could choose to live solely off their weekly paycheques. Thomas Jefferson is quoted saying “Never spend…