Apply Now

We are dedicated to matching you with the right type of mortgage, and that is especially important if you are buying agricultural property.

An agricultural mortgage can offer more flexibility on payment options, repayment period, and can even provide debt transfer options not available through a standard consumer mortgage. Our experts are trained to find the absolute best solution for your unique agricultural needs.

Apply for your mortgage today

What Is an Agricultural Mortgage?

Agricultural mortgages can be applied to many types of rural properties beyond farm purchases. Nurseries, ranches, pastures, gardens and other types of agricultural properties can also qualify. You can also use an agricultural mortgage for renovations or improvements to rural real estate.

If you are wondering if your planned purchase might qualify, your best bet is to contact a mortgage broker. At we’re always happy to connect you with a qualified broker who will work with you personally and answer any questions you may have.

We Provide Financing For

  • Operating Capital
  • Equipment Purchases
  • Solar and Wind Energy Projects
  • Farmland Purchases
  • Land Tiling and Land Improvements
  • Equipment Storage, Feed Storage, and Grain Storage
  • Greenhouses
  • Agri-Business Financing

Benefits of Agricultural Mortgages

Financing rural property with a standard consumer mortgage is one of the most common mistakes made by people buying farmland or land in rural areas. It’s a mistake that can cost you thousands of dollars. A qualified mortgage broker knows this, and will examine all options and will connect you with the best lender, offering the best mortgage options.

Agricultural Mortgage Rates

Just like any other mortgage, rates on agricultural mortgages rise and fall based on market conditions. That is why it’s important to decide if you want a variable or a fixed-rate agricultural mortgage.

Fixed-rate mortgages offer stability through the life of the repayment period. If you’ve studied the market and believe rates are going to fall over time, a variable rate mortgage might provide savings over time. However, if rates increase, your mortgage payments could spike and your interest payments could increase substantially.

Many people also look at refinancing when market conditions are good. For instance, someone locked into a fixed mortgage might look at refinancing when market conditions result in a substantial interest rate decline. When fees are all accounted for, and the savings on interest payments over time are calculated, it can make sense to look at refinancing.

Everyone is in a unique situation – that’s why it’s important to make an informed decision that’s right for you and your circumstance. If you’re on a tight budget, for example, a variable rate agricultural mortgage could put stress on you and your family, or you could be financially comfortable with the unpredictability. 

Either way, our team provides you with all the information you need to help guide you through the decision-making process.

Discover Your Agricultural Mortgage Options

An agricultural mortgage could save you a massive amount of money, especially in the long term. Our experts will help you choose the agricultural mortgage that best suits your needs and budget.

Contact us today for a free, no obligation consultation. 1-866-941-6678

AgriRoots Capital Management Inc. has been created to build and manage a suite of investment opportunities in the agriculture space.

The founders of AgriRoots have a strong track record in the Alternative Lending, Investment & Agriculture industries and will bring this unique skill set to bear in creating a leading agriculture focused investment firm.