Apply Now

We help people achieve
their dreams

One Mortgage at a Time Inc Licenses: Ontario (#12114), Newfoundland and Labrador (#21-07-FA055-1), Alberta (#495814), Saskatchewan (#508059), British Columbia (#X301221), Nova Scotia (2022-3000227), New Brunswick (#210012772), Prince Edward Island and Manitoba.

Family Lending:
Our Family Taking Care of Yours

From first mortgages to renewals and refinancing, we’re here to make the next step of your mortgage journey smooth & stress-free. With thousands of satisfied customers across the country, we specialize in providing mortgage solutions that meet your needs.

Fast & easy pre-approvals

Lowest mortgage rates in Ontario (OAC)

Highly flexible mortgage products

Low & poor credit applications accepted

120-day mortgage rate guarantee

What Our Clients Say About Us

When things went awry with my home purchase, Dave Myers stepped in and efficiently, professionally and courteously got the process on track and made everything happen in a timely fashion. I wouldn’t have my home without you Dave, thank you.

– Holly Wallaceburg, ON

Residential Mortgage Rates

Variable Rate5.70%
1 Year Closed5.44%
2 Year Closed5.44%
3 Year Closed4.99%
4 Year Closed5.44%
5 Year Closed4.79%
5 Year Mortgage Switch4.79%
7 Year Closed5.84%
10 Year Closed6.00%

* Rates displayed are on approved credit and subject to change without notice. Rates advertised are insured rates.
Other conditions apply. Rates in effect as of today.

Mortgage Rate Alerts

Join our mailing list and be the first to know of rate changes & other news.

Poor Credit Rating?

We know life can get tough – we’re here to help. Get access to a range of flexible mortgage lenders who approve poor credit mortgages daily.