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How to Get a Mortgage When You’re Self-Employed featured image
Table Talk

How to Get a Mortgage When You’re Self-Employed

Own your own business? Learn how you can own a home too! Statistics show that nearly 20% of all income earners in Canada are now self-employed. Today, lenders want proof of a stable income. Here are a few ways to ease the process and increase your chances of qualifying for a low mortgage rate. Document Every…

How to Calculate How Much You Can Afford featured image
Table Talk

How to Calculate How Much You Can Afford

Know what you can afford – get a mortgage pre-approval. When it comes to securing a mortgage, people want to understand how much they can borrow. Here are a few quick formulas to help you figure out exactly what you can afford. Loan to Value (LTV) A lender will only let you borrow a certain…

How Accelerated Payments Can Fast Track Your Financial Freedom featured image
Table Talk

How Accelerated Payments Can Fast Track Your Financial Freedom

Fast track your mortgage with these easy tips. There are options available to help you enjoy a mortgage-free lifestyle sooner rather than later. The Different Types of Mortgage Repayment Options Monthly Mortgage PaymentsTraditional mortgage payment type paid monthly on the same day each month. Bi-Weekly Mortgage PaymentsYou make payments every second week on the same…

Hot Real Estate Market: Tips For Buyers featured image
Table Talk

Hot Real Estate Market: Tips For Buyers

Don’t get burned by a hot market. Know Your Budget It’s a risk for any buyer to get in over their head with too high of a best mortgage rate investment. Remember to factor in all costs associated with buying a home and owning a home. You’ll need to make the mortgage payments, pay the utilities, do…

Construction Mortgages featured image
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Construction Mortgages

Thinking about building? Here’s what you need to know. Building a home is complicated; your low mortgage rate shouldn’t be. Here’s a simplified look at the three different types of new construction financing available in Canada: 1) Builder/Contractor built home with your money: Customer has entered into an agreement with a registered builder to build their home….