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Private mortgage lenders are generally a small company or individual who provides mortgages to borrowers for their own personal benefit. They view high-risk borrowers and properties as investment opportunities. As a result, the situation becomes beneficial for both the borrower and the lender. The borrower acquires the necessary financing for purchasing their property, as well as the advantages of working with a private lender; and the borrower collects interest along the way.

Private mortgage lenders differ from traditional lenders due to the fact that they are willing and able to accept more risk. To a private lender, a borrower seeking a mortgage is a financial investment; the borrower receives a mortgage that does not exceed the value of their home, and the lender reserves the home as collateral until the mortgage is paid off.

There are a wide variety of private lenders out there that offer differing mortgage rates. These rates are affected by a widespread of factors regarding risk. This allows borrowers to find the best rate possible by finding the right private lender for them.

At, we have a variety of knowledgeable Mortgage Brokers ready to help you on your homeownership journey. Only here will you find the best private lender who is committed and willing to help you get the best possible mortgage rate.